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Tier 1 Capital

Latest Headlines

Latest Headlines

Fed orders more stress tests, dividend hikes coming?

Remember all the stress test drama from 2009? Get ready for a repeat because the Federal Reserve has just ordered that the 19 largest banks must demonstrate their capital is adequate to survive another economic downturn. Banks are required to submit capital plans and detailed balance sheet data by

ERM as important as ever for financial services firms

The just announced Basel III requirements mark a milestone of sorts for banks. There's now a lot more clarity on Tier 1 capital requirements, the types of assets that will count toward capital and

Basel III hits a milestone; U.S. banks have work to do

Top central bankers and regulators gathered in Switzerland over the weekend and finalized the Basel III accord late Sunday. The new rules come just three years after Basel II was adopted. A lot is riding on the outcome of this, as the required ratios and the timetables for adoptions could have

Goldman Sachs to be hit hardest by Volcker Rule?

When it comes to principal investments, the savviest bank by far has been Goldman Sachs ( NYSE: GS ). There was a day when you could count on one big principal transaction per quarter to boost earnings. The company had it down to a science. So is Goldman Sachs now the most vulnerable to the Volc

Paul Volcker unhappy with the Volcker Rule?

Bloomberg reports that Paul Volcker, the former Fed chairman, is unhappy with his eponymous rule. He had in mind a simple idea to prevent commercial banks from owning and operating hedge funds ( hedge funds news) and private equity funds ( private equity news). The idea was to curb

Effects of regulation on hedge funds not onerous

So how will the historic financial reform effort treat hedge funds? It's fair to say that the industry is almost in celebration mode. The so-called regulatory effort so far treats hedge funds ( hedge fund news) lightly. True, they will have to register, but that's hardly a big deal anymore. M

Citigroup's bailout: The reaction

The move by Citigroup ( C ) to repay its TARP obligations seems to some as motivated by a desire to keep up with Bank of America ( BAC ) more than an indication of the bank's reclaimed health. True, the stock market has picked up, allowing for tantalizing capital raising opportunities. But the

Looking to Bank of America for bank valuations

We've noted that analysts have a lot to deal with when it comes to estimating bank earnings. There's a whole of lot of accounting minutiae to deal with in addition to operations. So the average official estimates have come to mean less and less. But TheStreet.com argues that the decision on wh

Q2 2009 Earnings Reports

Second quarter earnings reports from Bank of America, Citigroup, Goldman Sachs, JPMorgan Chase, Morgan Stanley and Wells Fargo.   Bank of America ( BAC ) Earnings Report Highlights: Bank of America Earns $3.2 Billion in Second Quarter Strong Pretax, Pre-provisio

FDIC special fee less than expected

There has been a lot of grumbling as of late about the fees that that the FDIC imposed on member banks to fund the FDIC's insurance reserve. Obviously, the FDIC wants to make sure it can finance more bank closures. But some banks complained they their new fees were way over the top. The FDIC just