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regional banks

Latest Headlines

Latest Headlines

Banks poised to return capital

As 2011 ended, we unfortunately grew accustomed to a steady stream of bad news about the banking industry. But in reality, this was primarily a big bank phenomenon. By one measure, the rest of the industry fared well. For example, lots of regional banks shored up their capital enough to in

Mike Mayo markets his new book

If there's one thing that reporters and producers love, it's an outspoken and accessible analyst. It helps if they know what they are talking about. So you've got to be glad that for every 10 or so traditional sell-side analysts--worried about their standing with executives at covered companie

Banks already rethinking debit card fees

If Bank of America thought that imposing a hefty debit card fee on retail customers might spark a rush by other banks to do the same, it has been proven wrong. While there were some regional banks that piled onto the bandwagon--such as Regions and SunTrust-we're now seeing other national banks mov

Durbin Amendment winners, losers

The new lower interchange fees are scheduled to go into effect Oct. 1, and in the final days of the old order, we are seeing some interesting moves. Bank of America generated big headlines for its announcement that it would be imposing a new $5 monthly debit card transactions fee, which will l

Super-regionals to rise as big banks stumble

As Bank of America and other large consumer banks grapple with a surge in litigation, settlement woes, declining rates and regulatory changes, super-regional banks may be poised to make great gains. Already we're seeing the rise of new challengers with enough heft to be considered a near-Big F

MUFG aims for long-term relationship with Morgan Stanley

Recall that Mitsubishi UFJ (MUFG) threw Morgan Stanley ( NYSE:MS ) a lifeline back in financial crisis when serious doubts were raised about the U.S. bank's future. It took a sizable stake in preferred shares--which carried a hefty dividend of 10 percent. That proved to be rather expensive o

Small banks, credit unions stick with free checking

Judging from newspaper headlines these days, many people are tempted to think free checking is all but extinct unless customers have a lot in their accounts and are willing to transact frequently, including by direct deposit. But that's really not the case. For example, many credit unions are

More bank deals coming soon?

A lot of lending capacity has gone unused in the industry as of late, and that is creating ripe conditions for more bank mergers, according to Bloomberg BusinessWeek . Valuations are enticing right now, and the industry has moved past the nadir of the crisis. And that has some big regional bank

Small banks turn to wealth management?

Lots of banks are looking for another cash cow right now, which always happens in the wake of a crash. After the dot-com bubble burst, top firms seized on various real estate-related loans and products to take profits even higher levels. But now that the commercial and residential mortgage booms h

Regional banks still owe big TARP bucks

The news that the government will exit its Citigroup ( NYSE: C ) "investment" has given rise to talk about the overall TARP ( TARP news) investment in troubled banks. Big banks have generally been a decent bet. The government recouped its bailout funds and a bit more in several cases. But the