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Credit Score

Latest Headlines

Latest Headlines

Citigroup's Simplicity card aims for high credit scores

This is not the first time that Citigroup has tried a simplified credit card. It launched the Simplicity card several years ago and tried to make a splash with its no-fee approach to overdraft fees, late fees and annual fees. The card was discontinued of course, but since then the world has change

The new face of customer research

Banks have great reasons to want to know all they can about their potential customers, especially when it comes to mortgages and other large credits. They have developed some pretty impressive analytical techniques that recall the tools companies use in evaluating job candidates these days. It's a

What to do about mortgage holders who walk

It's no secret that a lot of mortgage holders who can't make their payments are choosing to simply walk away from the property, basically defaulting and leaving the mess for the bank to clean up. For homeowners who are underwater on their homes, who can't make payments, who don't qualify for modif

Banks cutting deals on consumer card debts

More credit card customers at top banks are finding they are really in the driver's seat when it comes to deals. A lot of credit card debt has been written off already, and most assume that a lot more is coming. That has banks apparently taking some extreme steps to salvage what they can. The