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Consumer Banks

Latest Headlines

Latest Headlines

California, New York might sign on to settlement

When the New York attorney general sued three big consumer banks and MERS last week, it seemed like a thumb up the nose of the majority of other states who were on the verge of signing a deal to settle a host of mortgage crimes, such as robo-signing. In a twist, New York, which had made a nois

Investment banking fees slump

We've been discussing commercial bank fees ad nauseam recently and speculating about how the big consumer banks would make up for a variety of lost fees. But consumer banks are hardly the only ones suffering a fee drought. In many ways, investment banks have been hit just as hard. Bloomberg

Super-regionals to rise as big banks stumble

As Bank of America and other large consumer banks grapple with a surge in litigation, settlement woes, declining rates and regulatory changes, super-regional banks may be poised to make great gains. Already we're seeing the rise of new challengers with enough heft to be considered a near-Big F

"Globality" now a liability for Citigroup

Citigroup CEO Vikram Pandit has long styled the bank as one of the world's premier financial institutions, one that is uniquely positioned to service multinational firms. Citi, which gets more than half its profits from emerging markets, made that pitch work for it during the recession, as its

Bank of America sends $30,000 in social security to wrong customer

When you're as big as Bank of America, you are going to suffer some customer service embarrassments. But sheer heft doesn't excuse egregious mistakes in the court of public opinion--or the court of law. Executives and managers alike must remain keen to the possibility of headline risk, which often

States' settlement with banks pushed back again

Recall that just a few months ago, people were hopeful that state attorneys general would quickly wrap up settlement talks with the largest consumer banks and mortgage servicers. The idea was that a quick deal would lead to a set of mortgage and foreclosure best practices and create some funds to

Fed won't allow Bank of America dividend hike

As the top consumer banks rushed to hike dividends, one massive bank was noticeable for its absence. Bank of America ( NYSE: BAC ) was the only one that did not joyously tout a payout hike in the wake of the much anticipated Federal Reserve Board stress tests. Many assumed all of the big banks w

Big banks face big penalties for foreclosure practices

The top consumer banks have been fairly aggressive about reserving against potential losses stemming from the foreclosure fiasco. In particular, they reserved proactively against losses on mortgages themselves and the likely hood of more putbacks. We assume these reserve actions encompassed legal

Mobile banking is now standard

It's no secret that the top consumer banks have embraced mobile banking. But for an insightful status check, we can turn to Corporate Insight, which has found that all but one of the 16 large banks

Senator proposes bankruptcy court mediation for mortgages

Is court-driven mediation the answer to the foreclosure fiasco? It's an idea drawing more attention at a time when credible solutions are unfortunately in short supply. Sen. Sheldon Whitehouse of Rhode Island, the chair of the Subcommittee on Administrative Oversight and the Courts, has introduced