Tag:
capital ratios
Latest Headlines
Latest Headlines
Fed proposal holds big surprises
The 173-page proposal from the Federal Reserve issued this week contained some surprises.
Chiefly, the Fed has proposed new limits that could restrict business between big institutions. The net credit exposure between two systemically significant banks would be capped at 10 percent of a compan
Fourth round of stress tests coming
The stress test has become a favorite tool of the Federal Reserve and regulators in general.
Such tests of big banks have several benefits, as they make clear that the Fed is actively monitoring bank stability issues. They also allow for the Fed to establish clear expectations about what banks
Banks gear up for Basel III surcharge fight
The news that Basel III will be requiring a surcharge on big banks in addition to already high capital ratios has hit hard, leaving the bank industry chafing and bent on fighting back.
Under the plan, Citigroup, JPMorgan, Bank of America, Deutsche Bank, HSBC, BNP Paribas, Royal Bank of Scotlan
Goldman, too big to fail?
In the post-financial crisis era, perhaps the biggest question from a regulatory point of view is whether the reform efforts, symbolized by the Dodd-Frank Act, have solved the problem of too-big-to-fail banks. My sense has been that while the reform movement was right on in some ways, it perhaps d
Columnist takes Jamie Dimon to task
Jamie Dimon perhaps is no longer the Teflon CEO he once appeared to be. A Yahoo columnist would like to stick him with consequences of his call in a recent speech at the Chamber of Commerce for regulators to be very cautious on capital requirements. He warned that capital ratios set too high w
The best bank in America
There are some healthy banks out there, we just don't hear about them these days. The best bank in the country? According to Forbes , its Bank of Hawaii in Honolulu. Forbes , with SNL Financial of Charlottesville, Va., made its decision based on eight metrics: Return on average equity, net i
Citigroup's bailout: The reaction
The move by Citigroup ( C ) to repay its TARP obligations seems to some as motivated by a desire to keep up with Bank of America ( BAC ) more than an indication of the bank's reclaimed health. True, the stock market has picked up, allowing for tantalizing capital raising opportunities. But the
Cocos to the rescue?
There's been a lot of talk lately about what a great idea contingent convertibles are. The interest seemed to have been sparked by Lloyd's big issue last month. It sounds ideal on paper: Securities that act like bonds but convert to common stock in tough times would certainly help banks keep their
More on Citi's move to take Primerica public
We all know that Citi ( C ) is under a lot of pressure to sell assets, as is Bank of America ( BAC ). So some might have greeted the news that Citi is planning an initial public offering for its Primerica unit as good news. But Barron's adds some interesting color to the development. Clear
Meredith Whitney sounds off on capital ratios
Is the industry out of the woods? Not yet, according to Oppenheimer analyst Meredith Whitney. As Reuters reports, she's telling clients that top banks are still plagued by capital issues, despite the TARP funds distributed last year. Indeed, capital ratios "will be meaningfully lower in the fo
