When Bank of America (NYSE: BAC) announced not so long ago that it had reviewed its legal paperwork and could not find a single error in determining which homes should be foreclosed, some people took it with a grain of salt. After all, several cases of wrongful foreclosure and even wrongful eviction had already come to light by then.

We've noted the case of Angela Iannelli, of Pittsburgh, who sued Bank of America in Allegheny County, Pa., claiming her mortgage payments were on time when a contractor for the bank showed up to take her home. The contractor allegedly damaged furniture, took her pet parrot, shut down utilities and pad-locked the door.

Charlie and Maria Cardoso were similarly foreclosed upon in Spring Hill, Fla. The kicker was that they didn't even have a mortgage. But Bank of America removed their belongings and changed the locks on the doors anyway. This despite the fact that a Realtor employed by the bank informed it that the foreclosure was erroneous.

Wrongful foreclosure is still an issue around the country, reports the Associated Press. Congressmen say they are being deluged with calls about it. Banks should not be in denial about this pervasive matter.

Given Bank of America's heft, you would expect it to have the most problems, as it often relies on local contractors of dubious repute to carry out the most disheartening tasks, like actually evicting people. It's going to happen, and the bank needs a policy to deal with it.

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