More credit woes for banks?

I am confused at the credit department banks. It is only a few credit departments within banks, whom stick to his or her mission statement and advertisement promotions. I was an A+ creditor before I got sick and needed a series of spinal surgeries. I had to rely on my credit, until the insurance carrier was able to see the entire picture of why I needed an income.

My mother and step dad spent thousands upon thousands and by the time the interest fees came about on my own pitching in for my illness, I owed almost 85,000.00.

My mom was perplexed because she new she was writing out blank checks for bills for me. I had rent and miscellaneouses like medication, one healthcare provider stopped treatment at the ywca where I relied on the swimming exercises.

Therefore I spoke to my mom, and filled her in, I am going to remain swimming. This was a 1200 - 979 dollar a year privilege which I could credit.
I knew I was going to be reimbursed for these things once I got a hearing. Social Secuurity Disablity insurance also assisted in paying back this whopping debt.

But a number of these cards were insured. Some credit card merchanrs stated in the brochures that the cards could be insured.

Perhaps you now notice the insurance on these mastercards gold and platinum. Visa Titanium and platinum, but the banking business is so iffy, by the time it is to pay off debts, these transactions are written off to other banks, the principal is increased as well as the interest, you are literally spending hundreds upon hundreds to obtain the letter of satisfaction.

The most confusing part is you may still need to rely on a credit card. For whatever reason. Now you diffenitely do not have any insurance and creditors can calulate your bill up to 63.00 of credit usage and tell you the bill is 83.00.

You can contact them and they say he or she will change the total, but you are still paying a fee on a charge which never amounted to the credit departments calculations.

The question is : is it a
1)training problem?
2)Communication problem?
3) is it the effects of the war?
4) is it the location where the credit departments are located in the chain of commands.

unless you can come up with other reasons of what it can be deduced down to, a decision is definitely in the inquiry, discovery, needs.
Either way a civil response is required, which can not harm communities trust in the credit infrastructure.