Bank of America, another wrongful foreclosure?

I am baffled that the mainstream media has run stories like BAC illegal(as distinct from erroneous or mistaken)foreclosures. There have been HUNDREDS of instances where banks/servicers/forelosure mills have attempted to foreclose on mortgages which were never cosumated. The "borrowers" got cold feet or didn't appreciate the bait and switch tactices of their broker, so they never signed the final loan docs. But since the loans were presold into the securitization chain, the closing had already taken place, the broker just needed the signature of anyone with a SS# to launch the security. That's why there were an estimated 400,000 mortgages taken out with stolen SS#s, and another 50,000 taken out with the ss#s of dead people. Each player in the securitization process insured themselves against default, some of them multiple times, so when the "borrowers" default, that'a GREAT! And if they can GUARANTEE those defaults, that's "borrowers", who barely if at all qualified for the teaser rate of the 2/28 get completely overwhelmed when the loan resets! Imagine, a loan which amortizes over 2 years! What's the ROI on that deal?

We had a situation where Bank of America sent out loan modification paperwork to us that said their loan mod offer expired the day before we received it. When we called their customer service person, he told us to not worry about it and to send in the paperwork. We Fedexed it back to them and in the 2 days it took, they foreclosed on the house. We spent the next two months chasing down BofA only to get the runaround and sent to their foreclosure dept, then to the attorneys that handled the foreclosures, etc. They kept giving us the run around. There's got to be something we can do?