ALSO NOTED: Schwab lowers fund account minimums;Citigroup pledges $50 billion for climate change initiatives; and much more...

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Company News:
> UBS initiates MasterCard coverage with a buy. Article
> Clayton Dubilier targets new fund. Article
> Franklin chairman sells shares. Article
> Schwab lowers fund account minimums. Article
> Citigroup pledges $50 billion for climate change initiatives. Article
> Bank of America still not upping LaSalle offer. Brief

Industry News:
> Combined Thomson-Reuters vs. Bloomberg? Article
> Grasso scores a victory in court. Article

Regulatory News:
> SEC charges two with insider trading over Dow Jones. Article
> NASD fines Fidelity over sales material, mainly to military. Article
> Former Credit Suisse banker free on $1 million bail. Article

And Finally... Do you have a BS job? Quiz