ALSO NOTED: Goldman Sachs, Morgan Stanley estimates cut again; Countrywide must face shareholder suit; and much more...

Company News:
> Bullishness on Franklin Resources. Article
> Goldman Sachs, Morgan Stanley estimate cuts again. Article
> Bank of America's Ken Lewis sees consolidation ahead. Article
> Power outage shuts down ICE. Article
> Icahn declares war on Yahoo board. Article
> JPMorgan Chase makes room for Bear workers. Article
> Countrywide must face shareholder suit. Article
> Bank of America analysts raises Merrill Lynch price target. Article
> Merger buzz grows at E*Trade. Article

Regulatory News:
> E*Trade, CIBC fined by FINRA. Article
> Bernanke: Banks must manage risk better. Article 

And Finally... Where debt woes really take a toll. Article