ALSO NOTED: Fortress sets terms of IPO; More banks offer help for ID theft victims; and much more...

Company News:
> Citigroup earnings beat the street. Article
> Fortress sets terms of IPO. Article
> Morgan Stanley real estate to buy trust. Article
> E*Trade misses profit mark. Article

Industry News:
> France approves NYSE merger. Article
> More banks offer help for ID theft victims. Article

Regulatory News:
> Nasd approves merger with NYSE. Article

And Finally... Managing high-maintenance employees. Article