ALSO NOTED: Citigroup poll: Affluent are worried; UBS profits exceed expectations; and much more...

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Company News:
> UBS profits exceed expectations. Article
> KBW bullish on OptionsXpress. Article
> UBS completes Piper Jaffray Network buy. Article

Industry News:
> Top banks to set up European trading system? Article
> Heinz war still heating up. Article
> Citigroup poll: Affluent are worried. Article
> Survey: Managers more upbeat about bonds. Article

And Finally... Keeping the peace in the cubicles. Article