ALSO NOTED: Citigroup appoints new head of FX trading; Ex-Treasury official joins Bank of America; and much more...

Company News:
> Citigroup appoints new head of FX trading. Article
> Countrywide earnings climb. Article
> CBOT names board for Asian venture. Article
> Ex-Treasury official joins Bank of America. Article
> Another Goldman executive joins hedge fund. Article

Industry News:
> Opening statement in the Enron trial. Article

Regulatory News:
> Ex-Citigroup executive settles with SEC. Article
> Greenspan exits. Article
> More on Bernanke's challenges. Article

And Finally... More firms pass on Super Bowl ads. Article