ALSO NOTED: Analyst: Morgan Stanley holds the most risk; Creative financing at Lehman Brothers?; and much more...

Company News:
> Morgan Stanley lands underwriting deal in Saudi Arabia. Article
> Apollo struggles with Linens 'n Things. Article
> Lehman shorts scared by Bear probe? Article
> Creative financing at Lehman Brothers? Article
> Analyst: Morgan Stanley holds the most risk. Article
> Bear Stearns details financial condition. Article

Industry News:
> Individuals trapped in auction-rate securities. Article
> Small investor lost in the carnage? Article

And Finally... Can talking to yourself help you at work? Article